Privacy Policy

DenSherm Premier Services (“we,” “us,” “our,” or “DenSherm”) is an independent insurance agency operated by Denise Sherman offering health, life, long term care, disability, and travel insurance, annuities, and preneed funeral planning. We respect your privacy and are committed to protecting the personal information you share with us.

This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website or use our services. We collect only the information necessary to assist you with your insurance and planning needs, and we do not sell your personal information.

We may collect information that you provide directly to us, such as your name, mailing address, telephone number, email address, date of birth, household composition, and coverage preferences. We may also collect information related to your insurance application, such as health history provided for underwriting, medication lists, beneficiary designations, and carrier selections.

We automatically collect certain technical information when you visit our website, including your IP address, browser type and version, device type, referring URLs, and the pages you view. We use this information to operate and improve the Site and may use cookies or similar technologies to enhance your browsing experience.

We use your information to respond to your inquiries, prepare and process quotes, complete insurance applications, schedule and confirm appointments, send reminders and follow-ups, and communicate with you about coverage options and account updates.

We may also use your contact information to send you information about products and services we believe may be of interest to you, consistent with the consents you have provided under our Terms & Conditions. We may use automated systems, including auto-dialers and AI-assisted tools, to facilitate these communications, as described in those Terms.

We do not sell your personal information. We may share your information with the insurance carriers and underwriters you select so they can evaluate and issue your policy, with our authorized representatives and agents assisting with your coverage, and with service providers who help us operate our business under appropriate confidentiality obligations.

We may also disclose information when required by law, court order, or other legal process, or to protect our rights and comply with applicable insurance and consumer-protection regulations.

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, alteration, or disclosure. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

We retain your personal information for as long as necessary to provide the services you have requested and to comply with applicable legal, regulatory, and licensing requirements. When your information is no longer needed, we may delete it or anonymize it in accordance with our retention practices.

You may request to access, review, correct, or delete the personal information we hold about you, and you may ask us to limit our use of your information, subject to applicable law. You may opt out of marketing communications at any time by replying “STOP” to a text message, unsubscribing from an email, or contacting us directly.

To exercise any of these rights, or to ask questions about your information, please contact Denise Sherman using the information in the Contact section below.

Our Site may use cookies and similar tracking technologies to improve functionality, remember your preferences, and analyze traffic. You may set your browser to refuse cookies, though some features of the Site may not function properly as a result.

Our services are intended for adults. We do not knowingly collect personal information from children under the age required by your jurisdiction. If you believe we have collected information from a minor in error, please contact us and we will take appropriate steps to delete it.

Our Site may link to third-party websites and carrier portals that are not under our control. This Privacy Policy does not apply to those sites, and we are not responsible for their content or privacy practices.

We may update this Privacy Policy from time to time. We will post the updated policy on this page and revise the “last updated” date accordingly. We encourage you to review this page periodically.

If you have any questions about this Privacy Policy or our data practices, please contact Denise Sherman using the Contact form on our home page or by the contact information provided when you requested services.